I am heavily using (and enjoying) shell access, too - for me the B3 is a Linux server with the additional benefit of being a NAS (and not vice versa) - this is why I prefer it so much over the other NAS manufacturers' devices.
That being said, I was a bit surprised finding files being world-writable. Actually, at once I changed the umask command in /etc/profile to "umask 022" without much thinking. - After all, /etc/profile is executed only for login shells. So changing the umask there cannot harm anything, or anyone - or, at most, people logging in to the shell, and those, by definition, know what they are doing.
Since /home/storage/ is rws for group "users", a compromise would be umask 002. This way, every file a (non-root) user copies to /home/storage would be readable and writable by all other users, too, neatly fitting the expectation that /home/storage is fully accessible to everybody.
Best regards,
Christian